LONGPAYCHECK
Will your money last as long as you do?
Retirement is one paycheck that has to last thirty years. We show the math almost nobody shows you.
Two kinds of episode.
Every one leads with the number you are afraid of, then works it out on screen, with every assumption said out loud.
Run the Number
One scenario, worked on screen. What a nest egg pays each month after withdrawals, Social Security and taxes. A pension versus the lump sum. Two sets of assumptions, so you can see where yours lands.
The Fine Print
One product or rule, read line by line. Annuity surrender schedules, Medicare Advantage networks, reverse mortgages, RMD rules. Who each one fits, and exactly where people get caught.
Latest episode
Updates itself the moment a new episode goes live.
How the numbers are done
- Primary sourcesFigures come from the SSA, the IRS, Medicare.gov and the Federal Reserve, and every episode lists them. Nothing is estimated from memory.
- Assumptions out loudRate of return, inflation, withdrawal rate, claiming age and filing status are stated before any result, so you can hear why your number will differ.
- Dated, and remadeAnything that changes yearly is stamped with its year on screen. When the figures change, the episode is remade, not left to go stale.
Free: The Long Paycheck Workbook
Will your money last as long as you do?
Five checks on your own numbers: what your savings pay, when to claim Social Security, what Medicare takes first, the age the money runs out, and one bad health year. Live math, a printable summary and a fillable PDF. Confirm the 6-digit code we email you and it opens right away.
Follow the channel to catch the next free workbook. No selling, no advice.